There are many elderly relatives visiting their family in the U.S. who are 80 years of age or older (80+). As life insurance, health insurance, travel insurance or visitors insurance primarily look at the age of the person to determine the availability of the plans, as well as the premium, there are few choices of travel medical insurance for seniors over 80, compared to much younger persons.
In short, there are a limited number of options when it comes to health insurance for elderly visitors to the USA who are over 80. Some people argue that their relative is quite healthy at that age and therefore, should be given a much higher policy maximum or a cheaper rate. However, insurance companies determine benefits and rates based on an average claims experience and not based on one person. In any of the available plans, no medical exam is required and no medical information needs to be provided at the time of purchase.
Often the question remains: What is the best visitors insurance, or best travel insurance for seniors visiting the USA who are 80 or older?
Before discussing travel insurance for over 80s, it is important to first discuss the types of visitors insurance plans:
- Fixed Coverage: Limited coverage, cheaper plans
- Comprehensive Coverage: Better coverage, more expensive.
We always advise our customers to purchase the comprehensive coverage plans. The choices are based on what policy maximum you would like. In the comprehensive coverage category, you can get a maximum $50,000.
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Comprehensive Coverage
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$50,000
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$10,000 to $20,000
In this policy maximum range, there are many different insurance plans available. You can get instant quotes, compare and make instant purchases online.
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Fixed Coverage
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