Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States
Frequently Asked Questions:
- Pre-Existing Conditions
- Acute Onset of Pre-Existing Conditions
- Sudden and Unexpected Recurrence of Pre-Existing Conditions
- Visitors Protect Pre-Existing Conditions Coverage & Exclusions
Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.
*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.
Comprehensive Coverage Plans
Beacon America
Covers up to $150,000 for policy maximums of $550,000 and over for acute onset of pre-existing conditions for persons below age 70, and $50,000 for all other policy maximums for persons below age 70.
Diplomat America
Covers up to $10,000 for acute onset of a pre-existing condition for non-US citizens below age 70.
Diplomat Long Term
Covers up to $10,000 for acute onset of a pre-existing condition for non-US citizens below age 70.
Visit USA-HealthCare® Superior
Covers up to $25,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.
Visit USA-HealthCare®
Covers up to $20,000 ($2,500 for 65+) for acute onset of pre-existing conditions coverage.
WorldMed ™
Covers up to $200,000 for acute onset of pre-existing conditions for persons below age 60 and up to $20,000 for 60-64.